Lost a home to foreclosure? The county may be holding money that's yours.

When a home sells at auction for more than what's owed on it, the money left over after the debts are paid — the surplus — goes to the former owner. Not the bank. Not the county. Most people are never told it exists. Put in the address and we'll check the court records for free.

Not sure yet? Ask Lauren.

Our AI assistant. Ask her how surplus funds work, what happens after a sheriff's sale, or whether any of this is real — she'll give you a straight answer or tell you she doesn't know. She's not a lawyer and won't pretend to be. Free, any hour, no signup and no phone number.